Truth lives, in fact, for the most part on a credit system. Our thoughts and beliefs pass, so long as nothing challenges them, just as bank-notes pass so long as nobody refuses them.

Meaning of the quote

The quote means that the ideas and beliefs we have are like money. As long as no one questions them, they are accepted and can be used just like money. But if someone challenges our ideas, they may not be as valuable or trustworthy, just like money that no one wants to accept.

About William James

William James was an influential American philosopher and psychologist who is considered the ‘Father of American psychology’. He founded the philosophical school of pragmatism and his work has had a lasting impact on various fields, including philosophy, psychology, and religion.

More about the author

More quotes from William James

Let everything you do be done as if it makes a difference.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The community stagnates without the impulse of the individual. The impulse dies away without the sympathy of the community.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Those thoughts are truth which guide us to beneficial interaction with sensible particulars as they occur, whether they copy these in advance or not.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Metaphysics means nothing but an unusually obstinate effort to think clearly.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

One hearty laugh together will bring enemies into a closer communion of heart than hours spent on both sides in inward wrestling with the mental demon of uncharitable feeling.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

An act has no ethical quality whatever unless it be chosen out of several all equally possible.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

When you have to make a choice and don’t make it, that is in itself a choice.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The greatest weapon against stress is our ability to choose one thought over another.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

In the dim background of mind we know what we ought to be doing but somehow we cannot start.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Is life worth living? It all depends on the liver.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Do something everyday for no other reason than you would rather not do it, so that when the hour of dire need draws nigh, it may find you not unnerved and untrained to stand the test.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

To study the abnormal is the best way of understanding the normal.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Individuality is founded in feeling; and the recesses of feeling, the darker, blinder strata of character, are the only places in the world in which we catch real fact in the making, and directly perceive how events happen, and how work is actually done.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

It is well for the world that in most of us, by the age of thirty, the character has set like plaster, and will never soften again.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

In business for yourself, not by yourself.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Great emergencies and crises show us how much greater our vital resources are than we had supposed.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

We are doomed to cling to a life even while we find it unendurable.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The history of philosophy is to a great extent that of a certain clash of human temperaments.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

If merely ‘feeling good’ could decide, drunkenness would be the supremely valid human experience.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The sway of alcohol over mankind is unquestionably due to its power to stimulate the mystical faculties of human nature, usually crushed to earth by the cold facts and dry criticisms of the sober hour.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

There is only one thing a philosopher can be relied upon to do, and that is to contradict other philosophers.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The world we see that seems so insane is the result of a belief system that is not working. To perceive the world differently, we must be willing to change our belief system, let the past slip away, expand our sense of now, and dissolve the fear in our minds.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

There is but one cause of human failure. And that is man’s lack of faith in his true Self.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

A man has as many social selves as there are individuals who recognize him.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

To spend life for something which outlasts it.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Action may not bring happiness but there is no happiness without action.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

To be a real philosopher all that is necessary is to hate some one else’s type of thinking.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

A chain is no stronger than its weakest link, and life is after all a chain.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Our normal waking consciousness, rational consciousness as we call it, is but one special type of consciousness, whilst all about it, parted from it by the filmiest of screens, there lie potential forms of consciousness entirely different.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The art of being wise is the art of knowing what to overlook.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

It is wrong always, everywhere, and for everyone, to believe anything upon insufficient evidence.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Every man who possibly can should force himself to a holiday of a full month in a year, whether he feels like taking it or not.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The ideas gained by men before they are twenty-five are practically the only ideas they shall have in their lives.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

To change ones life: Start immediately. Do it flamboyantly.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

To be radical, an empiricism must neither admit into its constructions any element that is not directly experienced, nor exclude from them any element that is directly experienced.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

How to gain, how to keep, how to recover happiness is in fact for most men at all times the secret motive of all they do, and of all they are willing to endure.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Man can alter his life by altering his thinking.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Where quality is the thing sought after, the thing of supreme quality is cheap, whatever the price one has to pay for it.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

‘Pure experience’ is the name I gave to the immediate flux of life which furnishes the material to our later reflection with its conceptual categories.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

No matter how full a reservoir of maxims one may possess, and no matter how good one’s sentiments may be, if one has not taken advantage of every concrete opportunity to act, one’s character may remain entirely unaffected for the better.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

If any organism fails to fulfill its potentialities, it becomes sick.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Whenever you’re in conflict with someone, there is one factor that can make the difference between damaging your relationship and deepening it. That factor is attitude.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

An idea, to be suggestive, must come to the individual with the force of revelation.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

I will act as if what I do makes a difference.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

We never fully grasp the import of any true statement until we have a clear notion of what the opposite untrue statement would be.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The world is all the richer for having a devil in it, so long as we keep our foot upon his neck.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Success or failure depends more upon attitude than upon capacity successful men act as though they have accomplished or are enjoying something. Soon it becomes a reality. Act, look, feel successful, conduct yourself accordingly, and you will be amazed at the positive results.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

To be conscious means not simply to be, but to be reported, known, to have awareness of one’s being added to that being.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

What every genuine philosopher (every genuine man, in fact) craves most is praise although the philosophers generally call it recognition!

William James

American philosopher, psychologist, and pragmatist (1842-1910)

I don’t sing because I’m happy; I’m happy because I sing.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

This life is worth living, we can say, since it is what we make it.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

We are all ready to be savage in some cause. The difference between a good man and a bad one is the choice of the cause.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Action seems to follow feeling, but really action and feeling go together; and by regulating the action, which is under the more direct control of the will, we can indirectly regulate the feeling, which is not.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

It is our attitude at the beginning of a difficult task which, more than anything else, will affect its successful outcome.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Nothing is so fatiguing as the eternal hanging on of an uncompleted task.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The hell to be endured hereafter, of which theology tells, is no worse than the hell we make for ourselves in this world by habitually fashioned our characters in the wrong way.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Compared to what we ought to be, we are half awake.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The best argument I know for an immortal life is the existence of a man who deserves one.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

There is an organic affinity between joyousness and tenderness, and their companionship in the saintly life need in no way occasion surprise.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Everybody should do at least two things each day that he hates to do, just for practice.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Act as if what you do makes a difference. It does.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The greatest discovery of my generation is that a human being can alter his life by altering his attitudes.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

We don’t laugh because we’re happy – we’re happy because we laugh.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

If the grace of God miraculously operates, it probably operates through the subliminal door.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

A great many people think they are thinking when they are merely rearranging their prejudices.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

There must be something solemn, serious, and tender about any attitude which we denominate religious. If glad, it must not grin or snicker; if sad, it must not scream or curse.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The greatest enemy of any one of our truths may be the rest of our truths.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Be willing to have it so. Acceptance of what has happened is the first step to overcoming the consequences of any misfortune.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The deepest principle in human nature is the craving to be appreciated.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

If you believe that feeling bad or worrying long enough will change a past or future event, then you are residing on another planet with a different reality system.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

It is only by risking our persons from one hour to another that we live at all. And often enough our faith beforehand in an uncertified result is the only thing that makes the result come true.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Most people never run far enough on their first wind to find out they’ve got a second.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Believe that life is worth living and your belief will help create the fact.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The essence of genius is to know what to overlook.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Truth is what works.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Time itself comes in drops.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Pessimism leads to weakness, optimism to power.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

There is no more miserable human being than one in whom nothing is habitual but indecision.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The great use of life is to spend it for something that will outlast it.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Our esteem for facts has not neutralized in us all religiousness. It is itself almost religious. Our scientific temper is devout.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Our errors are surely not such awfully solemn things. In a world where we are so certain to incur them in spite of all our caution, a certain lightness of heart seems healthier than this excessive nervousness on their behalf.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Human beings can alter their lives by altering their attitudes of mind.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

We have to live today by what truth we can get today and be ready tomorrow to call it falsehood.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Could the young but realize how soon they will become mere walking bundles of habits, they would give more heed to their conduct while in the plastic state.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The god whom science recognizes must be a God of universal laws exclusively, a God who does a wholesale, not a retail business. He cannot accommodate his processes to the convenience of individuals.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Truth lives, in fact, for the most part on a credit system. Our thoughts and beliefs pass, so long as nothing challenges them, just as bank-notes pass so long as nobody refuses them.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Wisdom is learning what to overlook.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

If you care enough for a result, you will most certainly attain it.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The greatest use of a life is to spend it on something that will outlast it.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The aim of a college education is to teach you to know a good man when you see one.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Many people think they are thinking when they are merely rearranging their prejudices.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The ‘I think’ which Kant said must be able to accompany all my objects, is the ‘I breathe’ which actually does accompany them.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Why should we think upon things that are lovely? Because thinking determines life. It is a common habit to blame life upon the environment. Environment modifies life but does not govern life. The soul is stronger than its surroundings.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Man lives for science as well as bread.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Knowledge about life is one thing; effective occupation of a place in life, with its dynamic currents passing through your being, is another.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Whatever universe a professor believes in must at any rate be a universe that lends itself to lengthy discourse. A universe definable in two sentences is something for which the professorial intellect has no use. No faith in anything of that cheap kind!

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Our faith is faith in someone else’s faith, and in the greatest matters this is most the case.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

If you want a quality, act as if you already had it.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

The sovereign cure for worry is prayer.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Acceptance of what has happened is the first step to overcoming the consequences of any misfortune.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

These then are my last words to you. Be not afraid of life. Believe that life is worth living and your belief will help create the fact.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Belief creates the actual fact.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Genius… means little more than the faculty of perceiving in an unhabitual way.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Begin to be now what you will be hereafter.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Common sense and a sense of humor are the same thing, moving at different speeds. A sense of humor is just common sense, dancing.

William James

American philosopher, psychologist, and pragmatist (1842-1910)

Faith means belief in something concerning which doubt is theoretically possible.

William James

American philosopher, psychologist, and pragmatist (1842-1910)